Second Mortgage

Second Mortgage

Are you in need of a second mortgage loan after the initial mortgage you received for a property? If you are cash strapped and in a fix, there is no need to be hard on yourself as many people apply for second mortgages all the time. At Bision Financials, we make it our responsibility. We ensure that you secure the financing you need, when you need it without delays.

Our Second Mortgage Loan

The second mortgage loan we offer (also called a junior lien) is a loan issued by us, to you for a property you had previously taken a loan on. This loan is given to owners of real estate who require funds for one reason or another. And are prepared to put forward their property a second time as collateral for the loan. The great thing about the second mortgage loans we offer is that as the recipient, you are at liberty to do whatever you want with it.
Our second mortgage loans have flexible features and are designed to meet the needs of our clients.

Get a second mortgage fast

Our second mortgage loan requirements are easy to meet and for years we have been issuing second mortgages to real estate property owners.
Our application process is easy and you can complete and submit the application form in under 5 minutes.

Once you have a credit score of at least 620 and above you can apply for a second mortgage loan and we will oblige if you meet other requirements of ours. The higher your credit score, the better the rates we will offer you.

Our loan allows you to utilize the equity value of your home which is not something you can do easily. Since real estate assets are largely illiquid. Instead of having the value tied up in your home and wasting precious time to secure a loan from elsewhere, we can simply issue you a second mortgage with your house as collateral for the loan.

However, the good news is that you still get to keep the house. While paying Bision the interest and principal amount of the loan in installment.
Depending on the value of your property and the outstanding amount you owe on the first mortgage you took up. Our representatives can work something out for you. So you can take care of pressing financial needs as quickly as possible. As long as you have at least 20% equity left on your home, Bision Financials is willing to provide you with funds to meet urgent financial needs.

We offer different types of second mortgage loans and here are the two most subscribed loans we have.

Lump Sum: A second mortgage loan with this feature is a one time loan sum issued to you as a loan. While the amount is issued to you whole, we allow you to pay it back in monthly installments. This process is what we call amortization (you pay back the principal and the interest amount in bits) all through the loan cycle.
Line of Credit: Another type of second mortgage loan is what we call a line of credit. If you apply for this type, you get an amount set aside by us for you from which you can draw from periodically. We set a maximum limit you can draw from the credit and this type of loan is issued at a variable interest rate.

Many people apply for our second mortgage loan and you should if you have a need for it. We are prepared to

If you have financial needs that a personal loan cannot cover, you can apply for a significant amount either as a lump sum payment or a line of credit from it. As long as you have equity on the property, we are willing to give you a lump sum amount that you can spend at your own discretion.

We issue loans at significantly low interest rates compared to other types of debt you can possibly incur. We help you save your financial concerns. Without significantly raising your debt higher than what you can afford to pay.

If you are in need of low risk second mortgage loans at affordable interest rates, contact any of our representatives now.

How We Can Help You!

Book a service